Wednesday, June 17

Hopewell Chin’ono Says They Made A Mistake Putting Me In Prison Ndakaona Zvakawanda Imomo

Investigative journalist Hopewell Chin’ono on Wednesday night declared that his remand prison experience had emboldened his resolve to expose corruption saying he may have been gagged from twitter but will continue to write on Facebook.

High Court judge justice Tawanda Chitapi on Wednesday set free Chin’ono after granting him Z$10,000 bail, ending 43 days of incarceration.

Chin’ono who was released from remand prison on his fourth attempt at bail, was gagged from posting messages using his specific twitter handle.

He was ordered to reside at given address and to report at a Zimbabwe Republic Police station two times a week until finalisation of his matter.

“I remain strong,” Chin’ono, flanked by Jacob Ngarivhume, told journalists outside Chikurubi Maximum Prison following the pair’s release.

“In fact I was talking to my friend Jacob (Ngarivhume) that if these guys knew the mistake they made by taking us in there, because we have seen things we only used to hear about and we were not sure about but now we know and we can write authoritatively about those things,” he continued.

“Its part of dictatorships. They disable you. The reason I was put in there is because, with a lot of other journalists, we were exposing corruption. They have removed me from twitter but not from Facebook so I will continue to write on Facebook and also I will write for local media about my experience in this place.”

Earlier, Zimbabwe Lawyers for Human Rights (ZLHR) who are representing Chin’ono complained against Zimbabwe Prisons and Correctional Service’s treatment of their client. ZLHR said that prison guards manhandled the freelance journalist and brought him to appear before Harare Magistrate Ngoni Nduna against the advice of his medical practitioner

“The doctor who examined him on Monday advised prison authorities at Chikurubi Maximum Security Prison to put him in self isolation,” ZLHR said.

“The doctor recommended that given his condition and the symptoms that he was showing he should not go to court but should be isolated from other inmates.”

“But some defiant prison guards on Tuesday ignored the doctors’ recommendations and misrepresented to him that his doctor had come to see him before forcing him out of his cell and manhandled him to board the prison truck and brought him to court against the advice of his private doctor.”

The release of Chino’no on bail followed that of opposition politician Jacob Ngarivhume who was granted Z$50,000 bail after a High Court judge acceded to his bail application

The Transform Zimbabwe Leader and the Chin’ono were arrested on July 20 charged with inciting public violence for allegedly calling for removal of President Emmerson Mnangagwa’s government.

 

The protest was thwarted by police and the military which kept people off the streets of Harare, the capital, and other cities on July 31

 

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Medicare Advantage Plans: Benefits, Costs, Networks, and What to Know Before Enrolling

Medicare Advantage plans, Medicare Part C, best Medicare Advantage plans, Medicare Advantage coverage, Medicare Advantage cost, Medicare HMO, Medicare PPO

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Medicare Advantage Plans: What You Need to Know

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Medicare Advantage plans are one of the most popular Medicare coverage choices. They are also one of the most misunderstood.

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A Medicare Advantage plan, also called Part C, is an alternative way to receive Medicare benefits. These plans are offered by private insurance companies approved by Medicare.

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Medicare explains that Medicare Advantage plans provide Part A and Part B benefits, and they are generally offered by private companies that contract with Medicare.

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What Does Medicare Advantage Cover?

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Medicare Advantage plans must provide Medicare Part A and Part B benefits. Many plans also include prescription drug coverage, often called MAPD coverage.

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Some plans may also offer extra benefits, depending on the plan and service area.

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These may include:

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Dental
rnVision
rnHearing
rnFitness benefits
rnOver-the-counter allowance
rnTransportation
rnWellness programs
rnMeal benefits after hospital stays

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Benefits vary. Always read the plan documents.

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Types of Medicare Advantage Plans

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Medicare lists several types of Medicare Advantage plans, including HMO, PPO, PFFS, SNP, and MSA plans.

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HMO Plans

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Health Maintenance Organization plans usually require you to use network providers, except in emergencies. You may need referrals for specialists.

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PPO Plans

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Preferred Provider Organization plans usually give more flexibility than HMOs. You may pay less in network and more out of network.

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SNP Plans

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Special Needs Plans are designed for people with certain diseases, specific care needs, or certain financial situations.

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PFFS Plans

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Private Fee-for-Service plans determine how much they pay providers and how much you pay when receiving care.

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MSA Plans

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Medical Savings Account plans combine a high-deductible plan with a medical savings account.

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Medicare Advantage Costs

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Costs vary by plan and location.

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You may pay:

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Monthly premium
rnPart B premium
rnDeductible
rnPrimary care copay
rnSpecialist copay
rnHospital copay
rnDrug copays
rnCoinsurance
rnOut-of-network costs
rnMaximum out-of-pocket amount

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A $0 premium plan does not mean free health care. You may still have copays, coinsurance, drug costs, and network rules.

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Why Provider Networks Matter

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Provider networks are one of the biggest Medicare Advantage issues.

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Before enrolling, confirm:

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Your primary doctor accepts the plan
rnYour specialists are in network
rnYour preferred hospital is covered
rnYour pharmacy is preferred
rnYour medications are covered
rnYou understand referral rules

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Do not rely only on old provider lists. Confirm directly with the provider and the plan.

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Prescription Drug Coverage

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Many Medicare Advantage plans include Part D drug coverage.

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Check:

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Medication formulary
rnDrug tier
rnPreferred pharmacies
rnMail-order pricing
rnPrior authorization
rnStep therapy
rnCoverage restrictions

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Medicare Part D helps pay for brand-name and generic drugs, but coverage details vary by plan.

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Medicare Advantage Pros

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Potential advantages include:

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Bundled coverage
rnPossible drug coverage included
rnExtra benefits
rnAnnual out-of-pocket limit
rnCoordinated care
rnLower monthly premium options
rnLocal plan support

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Medicare Advantage Cons

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Potential disadvantages include:

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Provider networks
rnPrior authorization
rnReferral rules
rnOut-of-network costs
rnPlan changes each year
rnLimited travel flexibility
rnDifferent rules by county

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A plan that works well for one person may not work well for another.

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Who May Like Medicare Advantage?

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Medicare Advantage may be attractive for people who:

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Want bundled coverage
rnUse doctors in the plan network
rnPrefer lower monthly premiums
rnWant dental, vision, or hearing extras
rnDo not travel often for care
rnAre comfortable with plan rules

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Who May Want to Compare Carefully?

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Compare carefully if you:

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Travel frequently
rnUse many specialists
rnHave expensive medications
rnNeed out-of-network flexibility
rnReceive care across multiple states
rnHave complex medical conditions
rnPrefer Original Medicare provider access

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Final Thoughts

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Medicare Advantage plans can be a good fit for many people, but you must compare carefully.

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Do not choose based only on premium or extra benefits. Check doctors, hospitals, prescriptions, referrals, out-of-pocket limits, and plan rules.

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The right Medicare Advantage plan should match your real health care life.

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