Sunday, May 31

Rushwaya Says Auxillia Mnangagwa & Son Collins Involved In Her Gold Smuggling Case

An associate of Zimbabwe Miners Federation president Henrietta Rushwaya implicated first lady Auxillia Mnangagwa and her twin son, Collins, after Rushwaya was arrested for gold smuggling on Monday, it has emerged.

An internal police memo seen by Zimbolive says after Rushwaya’s arrest at the Robert Gabriel Mugabe International Airport with 6kg of gold in her handbag, Gift Karanda tried to intercede on her behalf.

Karanda, 44, allegedly told police officers that the gold Rushwaya was carrying “belonged to the First Lady and one Collins, a son to the First Family who was supposed to have brought it but due to other commitments had requested Rushwaya to transport it on his behalf.”

Collins, who was previously linked to a Covid-19 procurement scandal involving US$60 million, has denied the claims to friends, a source told ZimLive.

In the National Assembly on Thursday, Zanu PF MP Pupurai Togarepi stood up to deny that Rushwaya was related to President Mnangagwa, a claim made in the House of Lords in the United Kingdom on Tuesday.

Togarepi fumed: “Why is Lord Peter Hain lying, who lied to him that Henrietta Rushwaya is President Mnangagwa’s niece? Is there anything honourable in parroting and reproducing falsehoods from social media platforms in the so-called House of Lords, perhaps House of Lies?

“In his ignorance, Hain insinuates that what Henrietta Rushwaya did had the blessings of the President. What a load of rubbish from a supposed Lord.”

Police on Thursday confirmed the arrest of six people, including Karanda, who allegedly misrepresented that he was a Central Intelligence Organisation (CIO) operative.

Karanda, whose business address is listed as the Zimbabwe Miners Federation in the police memo, is being charged for defeating or obstructing the course of justice.

Police also confirmed the arrests of President Emmerson Mnangagwa’s security aide Stephen Chenjerai Tserayi, 45, CIO operative Raphios Mufandauya, 37, and 52-year-old Pakistan businessman Ali Mohamad who owns a vehicle import company, Japan 786.

When she was arrested, Rushwaya told investigators that the gold worth US$333,000 belonged to Mohamad, who had given her instructions to take it to Dubai where she was to deliver it to an unnamed individual.

The police communication from the Criminal Investigations Department’s Minerals Flora and Fauna Unit (MFFU) says Mohamad is charged with smuggling, the same as Rushwaya.

Tserayi and Mufandauya, meanwhile, face charges of criminal abuse of office as public officials for “using their positions as members of the Central Intelligence Organisation to escort Rushwaya while evading all security check points at the airport with the intent to facilitate smuggling of the gold.”

Police say Rushwaya – who has been remanded in custody until Friday when a magistrate will rule on her bail bid – will face additional charges of money laundering and bribery. She allegedly offered a US$5,000 bribe to a Civil Aviation Authority of Zimbabwe employee and an intelligence officer to secure her freedom.

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Personal Injury Settlement: How Claims Are Valued and Negotiated

 

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Personal Injury Settlement: How Claims Are Valued and Negotiated

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Most personal injury cases settle before trial. But settlement value is not random.

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Insurance companies look at evidence, liability, medical treatment, lost wages, policy limits, injury severity, and legal risk. Injured people should understand what goes into a settlement before accepting an offer.

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A quick settlement may feel helpful, but it may not cover future medical care or long-term losses.

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What Is a Personal Injury Settlement?

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A settlement is an agreement to resolve a legal claim. The injured person usually receives compensation, and in exchange, signs a release giving up the right to pursue additional claims from the same incident.

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That release is serious. Once signed, the case is usually over.

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What Affects Settlement Value?

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1. Liability

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The stronger the evidence that the other party was at fault, the stronger the claim may be.

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Liability evidence may include:

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Police reports
rnPhotos
rnVideos
rnWitness statements
rnExpert analysis
rnCompany records
rnSafety violations

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2. Injury Severity

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More serious injuries often lead to higher damages.

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Examples include:

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Broken bones
rnSurgery
rnPermanent impairment
rnTraumatic brain injury
rnSpinal injury
rnSevere burns
rnLong-term disability

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3. Medical Bills

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Medical expenses are a major part of many claims.

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These may include:

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Emergency care
rnHospital bills
rnSurgery
rnPhysical therapy
rnMedication
rnSpecialist visits
rnFuture treatment
rnMedical equipment

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4. Lost Income

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If you missed work, lost overtime, used vacation time, or cannot return to the same job, wage losses matter.

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5. Pain and Suffering

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Pain and suffering may include physical pain, emotional distress, reduced quality of life, and loss of enjoyment.

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6. Insurance Coverage

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Even strong claims can be affected by available insurance limits.

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Why Insurance Companies Make Low Offers

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Insurance companies may offer less because they dispute:

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Fault
rnInjury severity
rnMedical necessity
rnTreatment length
rnPre-existing conditions
rnLost wage proof
rnFuture care needs
rnPain and suffering

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They may also hope you accept before knowing the full extent of your injuries.

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Should You Accept the First Settlement Offer?

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Usually, you should be careful.

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Before accepting, ask:

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Have I finished medical treatment?
rnDo I know my future medical needs?
rnHave lost wages been calculated?
rnAre all bills included?
rnDoes the offer cover pain and suffering?
rnWhat rights am I giving up?
rnAre there liens or medical bills to repay?

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A settlement should be reviewed carefully before signing.

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What Is a Demand Letter?

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A demand letter is a formal letter sent to the insurance company requesting settlement.

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It may include:

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Facts of the accident
rnLiability argument
rnMedical summary
rnMedical bills
rnLost wage calculation
rnPain and suffering explanation
rnSupporting documents
rnSettlement demand

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A strong demand letter is organized, evidence-based, and clear.

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How Long Does Settlement Take?

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Settlement timing depends on:

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Medical treatment length
rnInsurance investigation
rnLiability disputes
rnCase complexity
rnPolicy limits
rnNegotiation speed
rnWhether a lawsuit is filed
rnCourt schedule

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Cases with serious injuries often take longer because future damages must be evaluated.

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Medical Liens and Settlement

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Some medical providers, insurers, or government programs may have repayment rights from a settlement.

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Before spending settlement money, understand:

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Medical bills
rnHealth insurance liens
rnMedicare or Medicaid liens
rnWorkers’ compensation liens
rnAttorney fees
rnCase costs

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Final Thoughts

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A personal injury settlement should reflect the full impact of the injury, not just immediate bills.

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Before accepting any offer, make sure you understand your medical condition, future needs, lost income, liens, and legal rights.

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A personal injury lawyer can help evaluate whether a settlement offer is fair based on the evidence.

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Best Commercial Real Estate Loans for Office Buildings

Commercial real estate financing remains highly competitive in 2026.

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Office building investors continue searching for the best commercial real estate loans to improve cash flow and support acquisitions.

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What Lenders Evaluate

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Commercial lenders usually review:

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  • Property occupancy rates
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  • Rental income
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  • Debt-service coverage ratios
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  • Borrower experience
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  • Market conditions
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Large commercial loans require extensive underwriting.

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Why Interest Rates Matter So Much

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Even small rate differences can impact profitability dramatically over time.

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That’s why experienced investors compare financing structures carefully.

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Final Takeaway

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The best commercial real estate loans balance flexibility, competitive rates, and long-term investment goals.

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